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Juan Cosio is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of FL, IL, MA, and NY. No insurance business may be conducted outside the states referenced.

Juan Cosio is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 11020 No Kendall Drive Suite 100, Miami, FL, 33176, 786-275-1333. In this regard, this communication is strictly intended for individuals residing in the states of FL, and NY. No offers may be made or accepted from any resident outside the specific states referenced.

Lillian Cosio is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of FL, NC, NJ, and SC. No insurance business may be conducted outside the states referenced.

Lillian Cosio is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 11020 No Kendall Drive Suite 100, Miami, FL, 33176, 786-275-1331. In this regard, this communication is strictly intended for individuals residing in the state of Florida. No offers may be made or accepted from any resident outside the specific state referenced.

COSIO FINANCIAL SERVICES, INC. is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither COSIO FINANCIAL SERVICES, INC. nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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